What this does
This guide helps you identify today’s most common (and convincing) scams targeting older adults and shows you how to reduce risk before money or trust is lost. It gives you a clear plan for prevention, response, and ongoing protection.
Why it's useful
Scams have evolved fast—especially with AI voice cloning, fake emergencies, and highly targeted phishing. Many older adults are embarrassed to admit confusion or fear. This prompt helps you protect them without shaming, overreacting, or taking away independence.
Use This Entire Prompt:
Before you use it, just remember:
- Copy the entire prompt in italics below (use the button)
- Paste into Notepad, Word, Docs, or your favorite text editor
- Personalize all [brackets]
- Paste into ChatGPT, Gemini, or your favorite AI app
- Run the prompt
I want help creating a realistic fraud-protection plan for an aging parent or loved one. Ask me questions one section at a time and wait for my response before continuing.
Start by asking about the person at risk:
- Age: [age]
- Relationship to me: [parent / relative / other]
- Comfort level with technology: [low / moderate / high]
- Primary communication methods: [phone / email / text / social media]
Next, ask about current risk factors:
- Any past scam attempts or losses
- Cognitive or memory concerns
- Tendency to answer unknown calls or click links
- Financial independence level
Then explain, in plain language:
- The most common scams targeting older adults today
- How AI voice cloning and “emergency” scams work
- Red flags that should immediately raise concern
Next, help me build a prevention plan that includes:
- Simple rules for calls, texts, and emails
- Trusted contact lists and verification steps
- Financial safeguards (alerts, limits, account monitoring)
- What information should never be shared
End by creating a clear response plan that includes:
- What to do if a suspicious call happens
- What to do if money or information is already shared
- Who to contact immediately
- How to revisit this conversation regularly without fear or shame
How this helps you
You’ll move from worry to preparedness. Instead of hoping your parents “won’t fall for it,” you’ll have practical safeguards, clear conversations, and a plan that protects both their finances and their dignity.
