Money

Use AI to build a personalized debt avalanche payoff plan after 40. See exactly which balances to pay first, how much interest you can save, and get a clear month-by-month calendar tailored to your income and rates.

ChatGPT can act as your personal shopping analyst, helping you uncover the best deals, understand trade-offs, and buy with clarity instead of stress.

Use AI to compare taking Social Security early, at full retirement age, or delaying. Get personalized benefit estimates, break-even analysis, and clear recommendations based on your health, income needs, and longevity assumptions.

Use AI to create a clear, personalized snapshot of your financial outlook. See where you stand today, what direction you’re headed, and which small changes could improve your financial stability and confidence.

Use AI to build a personalized grandchild savings plan using 529s and Roth IRAs. Compare tax benefits, growth potential, and contribution strategies to make the biggest long-term impact with your gifting budget.

Use AI to compare a will and a living trust based on your assets, privacy needs, and family situation. Get a personalized recommendation plus a simple estate planning action plan you can follow with confidence.

Use AI to build a personalized asset allocation for your late 40s–60s. Compare growth, balanced, and de-risked portfolios and get a simple recommended glide-path that fits your timeline, goals, and risk comfort.

AI can simplify Medicare before you turn 65. Use this prompt to get a personalized roadmap covering enrollment dates, costs, IRMAA, Medigap vs. Advantage, and the best plan based on your health needs and budget.

Use AI to build a personalized catch-up plan if you're 50+ and behind on retirement savings. Get contribution strategies, projections, and a clear roadmap showing how much you can realistically save before retirement.